Many people ask me about the difference between Group Health Insurance and an Individual Health Insurance plan. In the state of Texas there is a difference. Group plans are usually more expensive but often have higher levels of coverage than Individual plans. If you have any pre-existing conditions, most individual plans will either rider them out or exclude the condition. Some conditions are even cause for decline. These conditions vary based on each carriers (companies) underwriting requirements. Maternity coverage is usually not offered with individual coverage or it is limited.
If you would like to know more please contact me at email me or visit www.DentonHealthInsurance.com
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